How it works

Notify us if you have an accident

Just text us at 201-801-6535 as soon as you are able to inform us that you had an accident that will require medical attention.

Get treated by a medical professional

Go to any doctor you want, as long as they are a licensed medical professional in the US.

Send us your bill

Once you receive your medical bill, snap a photo and upload it using the secure link we will provide for you via text.

GET NOTIFIED ABOUT YOUR PAYOUT

We’ll text you a confirmation of your payout, which is based on how the medical office coded your visit (ie accident + where you were taken care of)

Receive funds within 48 hours

We’ll issue you a virtual debit card within 48 hours of your submission barring any weirdness in your submission.

spend cash on medical bills and more

From paying your medical bills to your rent, alternative medicine to on going therapy, the funds are for you to use as you see fit!


hospital bill negotiation

These negotiations are held between us and the hospital billing department on your behalf. Our goal is to lower your hospital bill as much as possible. The process is initiated once you submit your itemized hospital bill to CYA. From there we will be in touch to kick off the process.

Questions? Text us at 201-801-6535